THE H.O.M.E. ACT
Home Ownership Made Easier Act
A real solution to make homeownership a reality for America’s generation
- Affordable Monthly Payments
- Works with FHA, VA & Conventional Loans
- Government Partnership
- Repayable from Future Home Equity
THE AMERICAN DREAM OF HOMEOWNERSHIP IS SLIPPING AWAY.
The typical first-time homebuyers is now 40 years old. The average new home costs over $400, 000. Young, working American haven’t stopped wanting homes — they’ve been priced out theme
Today's Reality
A $400, 000 Home at Today’s Rates
Mortgage (7.3% on $360, 000)
$2, 465
Property Taxes
$375
Homeowners Insurance
$160
Mortgage Insurance
$150
Total Monthly Housing Payment
$3,150
WITH THE H.O.M.E. ACT
Same Home – An Affordable Payment
Homeowner Pays
$1,500
Government Assistance
$1,500
Total Monthly Housing Payment
$1,500
IT’S A PARTNERSHIP,
NOT A FREE HOUSE
- You make an affordable monthly payment
- The government advances the difference
- Assistance is secured by a subordinate lien on the property
- As your income grows, government assistance can be decline.
- As your income grows, government assistance can be decline.
Works with FHA, VA & Conventional Loans
Use existing mortgage programs.
For Qualified First-Time Buyers
Primary residence only
Affordable Monthly Payments
Helps bridge the gap between today’s costs and what families can afford
A Fair System
Government can be repaid from future home equity.
Stronger America
More homeowners.
Stronger families.
Stronger communities
A Stronger America Begins With Homeowners
Let’s give the next generation a fair chance.
How Your Message Reaches Congress
SAM ("Send a Message to Congress") guides every visitor from ZIP code to a verified message in their representative's inbox. Six stages, one continuous journey, tracked from first entry to final ticket.
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Enter ZIP Code
The visitor types their ZIP code into the "Use ZIPCode" field at the top of the SAM section. This single entry triggers a lookup of every elected official tied to that location.
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Representative Lookup & Selection
Results are organized into tabs, each official shown with photo, name, title, party, and state. The visitor browses and chooses who receives the message.
National OfficialsAppointeesState OfficialsLocal OfficialsSchool Board -
Message Details
A form beneath the selection captures the substance of the message the visitor is sending to Congress.
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Visitor Information
To generate an accurate submission, the visitor provides the details that will attribute the message to a real constituent and produce their confirmation ticket.
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Phone Verification
A tap on "Click here to receive 5-digit code to phone" sends a one-time SMS code. Entering it into the verification field confirms a real person is behind the message before anything is sent.
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Submission
With the code confirmed, the visitor taps "Send Our Message." The message is delivered to the selected representative(s) and the journey is complete.
Now Send OUR Message To Congress
(By sending this message, you earn your first raffle ticket to win a home, free and clear.)
Keep on scrolling to fill in the form.